Missing a payment on your Office of Motor Vehicles (OMV) installment agreement may result in additional fees and could eventually cause your installment agreement to be terminated.

However, missing one payment does not automatically terminate your agreement. Louisiana law provides an opportunity to bring your account current before further action is taken. Louisiana Legislature

If You Miss a Payment

If your scheduled payment is not received:

• A $25 late fee is added to your account.
• OMV will send an electronic notification asking you to update your payment information and make the missed payment.
• If you update your payment information, pay the missed payment, and pay the late fee before your next scheduled payment, your installment agreement generally remains in effect. Louisiana Legislature

What Happens If You Do Not Catch Up?

If you do not bring your account current:

• OMV may terminate your installment agreement.
• The remaining balance may become immediately due.
• OMV will issue a Notice of Installment Agreement Termination and Demand.
• If the account is not brought current or reinstated within 60 days, your driver's license may be suspended. Louisiana Legislature

Can My Installment Agreement Be Reinstated?

Possibly. Within the 60-day period after receiving the Notice of Installment Agreement Termination and Demand, you may request that OMV reinstate your installment agreement.

Approval is at the discretion of the OMV Commissioner and generally requires payment of:

• All missed installment payments
• Any applicable late fees Louisiana Legislature

How to Avoid Missing Future Payments

To help keep your agreement in good standing:

• Keep your debit card, credit card, or bank account information up to date.
• Make sure sufficient funds are available before the monthly automatic draft.
• Update your payment information promptly if your account or card changes.
• Watch for email notifications from OMV regarding your installment agreement. ExpressLane

Frequently Asked Questions

Will one missed payment suspend my driver's license immediately?

No. A missed payment results in a late fee and an opportunity to bring your account current. Your driver's license is not suspended immediately upon the first missed payment. Louisiana Legislature

How much is the late fee?

The late fee is $25 for each missed payment. Louisiana Legislature

Can I update my payment method?

Yes. You should update your payment information as soon as possible if your bank account or card changes to avoid missed payments. ExpressLane

Can I pay off my installment agreement early?

Yes. You may pay your balance in full at any time without a prepayment penalty. Louisiana Legislature